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Last Updated: March 10, 2026

These Terms of Use (“Terms”) govern the access to and use of the services, content, and digital platforms provided through The Trends Portal, available at https://thetrendsportal.com/, and operated by SPUN MIDIA LTDA, registered under CNPJ No. 43.629.487/0001-89, with its administrative headquarters in Rio Grande do Sul, Brazil.

For legal purposes, this company is the Controller of the data collected.

1. ACCEPTANCE OF TERMS AND SCOPE OF APPLICATION

1.1. Acceptance

By accessing, browsing, or using The Trends Portal, including any website, subdomain, application, form, or digital platform belonging to the Controller or to companies within its economic group, the user declares that they have read, understood, and fully accepted these Terms.

1.2. Binding Agreement

These Terms constitute a binding agreement between the Controller and the user. If the user does not agree with any provision set forth herein, they must immediately stop using the portal.

2. ELIGIBILITY AND AGE RESTRICTION

2.1. Age Requirement

The content and services provided by The Trends Portal are intended exclusively for individuals who are at least 18 years old.

2.2. Minors

The Controller does not knowingly request, collect, or process personal data from minors. If the use of the portal by a minor is identified, any associated record may be immediately deleted.

3. NATURE OF THE SERVICE AND LEGAL DISCLAIMER

3.1. Informational Purpose

The Trends Portal operates exclusively as a platform for news curation, informational content, educational materials, and the promotion or disclosure of third-party products and services.

3.2. No Banking or Financial Institution Relationship

The Controller is not a financial institution, does not grant loans, does not issue credit cards, does not provide insurance products directly, and does not hold or manage securities, investments, or financial assets on behalf of users.

3.3. No Professional Advice

No information published on The Trends Portal should be interpreted as investment advice, financial consulting, insurance consulting, legal advice, tax advice, recommendation to buy or sell assets, or guarantee of approval for any credit, insurance, financial, or third-party product.

3.4. User Decision-Making Responsibility

The user acknowledges that the contracting of any product or service mentioned on the portal is a direct transaction between the user and the third-party company, financial institution, advertiser, insurance provider, or service provider eventually mentioned.

The Controller assumes no responsibility and provides no guarantee regarding approval, pricing, conditions, availability, benefits, or results related to third-party products or services.

4. INTELLECTUAL PROPERTY AND USE RESTRICTIONS

4.1. Copyright and Ownership

All content available on The Trends Portal, including texts, source code, logos, design elements, graphics, databases, images, layouts, and other materials, is the exclusive property of the Controller or its licensors.

Such content is protected by Brazilian Law No. 9,610/98 — Copyright Law — and Law No. 9,279/96 — Industrial Property Law.

4.2. Limited Use License

The user is granted a limited, non-exclusive, non-transferable license to access and view the content solely for personal and non-commercial purposes.

4.3. Prohibited Conduct

The following actions are strictly prohibited:

  • Using web scrapers, bots, crawlers, or any automated method to extract data from the portal;
  • Reverse engineering any functionality, system, code, or structure of the portal;
  • Copying, reproducing, republishing, selling, distributing, or commercially exploiting any content without prior authorization;
  • Removing copyright notices, trademarks, watermarks, or ownership indicators from any material;
  • Using the portal for unlawful, fraudulent, abusive, or harmful purposes.

5. INTERACTION WITH THIRD PARTIES AND EXTERNAL LINKS

5.1. Third-Party Links

The Trends Portal may contain links that redirect users to third-party websites, including financial institutions, banks, insurance providers, advertisers, travel platforms, service providers, and partner websites.

The Controller does not control these external domains and is not responsible for:

  • The accuracy of information regarding fees, prices, deadlines, rates, benefits, offers, or conditions displayed on third-party websites;
  • The processing of personal data carried out by third parties;
  • Changes made by third parties to their products, services, rules, prices, or terms;
  • Damages caused by viruses, malware, tracking technologies, or unsafe browsing environments on third-party websites.

5.2. Changes by Third Parties

The user acknowledges that third-party companies, including financial institutions, advertisers, insurers, and service providers, may change the conditions of their products or services at any time, without prior notice to the Controller.

6. SECURITY AND LIMITATION OF LIABILITY

6.1. Availability

The Controller makes reasonable efforts to keep The Trends Portal available on a continuous basis. However, the Controller does not guarantee uninterrupted operation in the event of technical failures, cyberattacks, system maintenance, server instability, force majeure events, or third-party service interruptions.

6.2. Indirect Damages

Under no circumstances shall the Controller be liable for indirect damages, loss of profits, financial losses, loss of data, business interruption, or any damages resulting from the use of — or inability to use — the portal.

6.3. Digital Security

Although the portal uses SSL certificates, HTTPS encryption, and security protocols, the user is responsible for keeping their own device, network, browser, antivirus, firewall, and access credentials secure.

7. PRIVACY AND DATA PROTECTION

7.1. Privacy Policy

The processing of personal data is governed by our Privacy Policy, which must be read together with these Terms.

7.2. Internal Data Sharing

The user agrees that information may be shared internally among companies belonging to the Controller’s holding or economic group for support, operational purposes, service improvement, and the offering of relevant content, in accordance with the LGPD and based on Legitimate Interest and Consent, when applicable.

8. INDEMNIFICATION

8.1. User Responsibility

The user agrees to indemnify and hold harmless the Controller, its subsidiaries, affiliates, directors, employees, representatives, and partners from any claim, loss, liability, damage, demand, cost, or expense, including attorney’s fees, arising from:

  • The user’s violation of these Terms;
  • The misuse of the portal;
  • The violation of third-party rights;
  • The use of the portal for unlawful or unauthorized purposes;
  • Any content, action, or omission attributable to the user.

9. GENERAL PROVISIONS AND JURISDICTION

9.1. Severability

If any provision of these Terms is deemed invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

9.2. Governing Law

These Terms are governed by the laws of the Federative Republic of Brazil.

9.3. Jurisdiction

The parties elect the courts of the District of Porto Alegre, State of Rio Grande do Sul, Brazil, to resolve any disputes arising from or related to this document, unless otherwise required by applicable consumer protection laws.