If you’re looking for a strong credit card to meet your high daily spending requirements, explore our curated choices starting with limits of $5,000. Discover the best-rated cards currently available.

1. Capital One Venture Rewards

The Capital One Venture Rewards card offers a comprehensive solution with credit limits beginning at $5,000, making it suitable for those with significant daily needs in the U.S. market.

This new offer provides unlimited 2x miles per dollar spent on all purchases, no matter the category, and you can earn 5x miles when reserving hotels and car rentals via Capital One Travel.

With an annual fee of $95, this card has zero foreign transaction fees and a variable APR ranging from 19.99% to 29.99%.

This card provides flexible redemption options, allowing you to use your miles for cash or travel tickets, among other choices.

You can also enjoy up to $100 credit to bypass lines via Global Entry or TSA PreCheck at the airport.

The card comes with various perks, including luxury stays, travel bookings, gourmet experiences, and exclusive events for Capital One Rewards members in 2024.

Given its premium features, the card has strict income requirements and expects an excellent credit score, making the approval process quite selective. Here’s how to apply.

2. American Express Green Credit Card

American Express stands out as a highly regarded brand both domestically and globally. The Green Card offers limits around $5,000, but the brand does not specify a minimum.

Once you have the card, you can secure a bonus of 40,000 membership points by spending a minimum of $3,000 within the first 6 months of your membership.

When it comes to rewards, you can earn 3x points in these categories:

• Hotels, tours, rentals, and more!

For every other category, you get 1x points.

This card stands out with premium features like the Send & Split service for transferring money and the Plan It option, which allows you to budget purchases over $100 monthly for a fixed fee.

As it’s a card with higher requirements, it comes with stricter eligibility criteria, and you can discover how to apply.

3. Amex Blue Cash Preferred Card

The American Express Blue Cash Preferred is another fantastic credit card choice that comes with great perks from a leading brand in the industry.

This card offers varying cashback percentages based on the type of purchase, detailed below:

• Up to 6% cash back at U.S. supermarkets
• Up to 6% cash back on streaming services
• Up to 3% cash back on transit like taxis and tolls
• Up to 3% cash back at gas stations
• 1% cash back on all other purchases

Additionally, the card provides essential daily perks, including a Disney Bundle credit of up to $84, the Send & Split service, and various redemption options.

This card presents better conditions compared to other Amex offerings, and you can find out how to apply.

4. Chase Sapphire Preferred Credit Card

The Chase Sapphire Preferred ranks as one of the top credit cards according to various market analysis firms across the U.S.

Your credit limit typically begins at $5,000, with each customer’s situation carefully assessed. When you activate the card, you earn 60,000 bonus points if you spend at least $4,000 within the first 3 months.

You can earn 3x points for dining and 2x points on travel, plus extra earning opportunities, including 5x points on travel booked through Chase Travel.

The card also provides 3x points for online grocery shopping and for streaming services. You get added value with Ultimate Rewards, which never expire, alongside Chase Pay Over Time options.

That said, it comes with stricter eligibility criteria, such as a high credit score and substantial income. Discover how to apply.

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