Credit cards with limits around $2,000 are perfect for managing finances better, allowing you to handle larger daily expenses. Here are 5 options you might consider:
1. Chase Freedom Unlimited Card
Chase is a highly regarded financial institution in the U.S. The Unlimited Credit Card offers a limit starting at $500, which can go up to $2,000 if certain requirements are met.
New users can enjoy an extra 1.5% cashback, resulting in 6.5% cashback on Chase Travel purchases, 4.5% at dining establishments, and 3.0% on everything else.
With no annual fee, you can earn up to $300 in cashback during your first year as a sign-up bonus. Plus, cashback rewards have no expiration date and can be redeemed in various ways like cash, Amazon points, gift cards, or travel through Chase.
To qualify for the card, your credit score should be good to excellent, and you can find out how to apply directly.
2. Citi Double Cash Credit Card
The Citi Double Cash is one of the top picks for 2024, as per various experts, starting with a credit line of $500 and potentially going up to $2,000 in the U.S.
This card offers 2% cashback: 1% at purchase and another 1% when the bill is paid, with no limits on earnings and multiple ways to redeem.
Citi provides special offers for certain categories, like 5% cashback on car rentals and hotels. When you receive the card, you can earn at least $200 in cashback if you spend $1,500 in the first 6 months.
This card is dependable for daily usage, featuring 24/7 customer support, seamless integration with digital wallets, fraud protection, and entertainment perks.
This makes the card an attractive option for consumers, and you can discover how to apply.
3. Discover It Cashback
The Discover It card ranks among the top choices recommended by Nerdwallet and Forbes. Initial credit lines begin at $500, though many users report limits around $2,000.
This card has no annual fee and provides 5% cashback in various categories that change every quarter, as per Discover’s schedule.
Eligible cashback categories include dining, gas stations, and streaming platforms. For all other transactions, you earn an unlimited 1% cashback, allowing flexibility in redemption.
Moreover, Discover matches all your cashback earned in the first year, offering you double the benefit without any cap.
You can personalize your card’s design, and it generally requires a good to excellent credit score for approval. Discover how to apply.
4. U.S. Bank Platinum Credit Card
U.S. Bank offers a Visa Platinum card featuring no annual fee and a 21-billing cycle introductory APR, one of the most extended offers available.
This card helps you build credit with score tracking and offers payment flexibility through U.S. Bank ExtendPay.
Additional perks include automatic bill payments, ID Navigator powered by NortonLifeLock, and up to $600 in cell phone protection from damage or theft.
In recent years, this card has gained popularity as a solid choice, starting with a credit limit of $500 that can go up to $2,000 for qualified applicants.
The requirements for this card align with its benefits, including a strong credit score and a reliable income source. Discover how to apply.
5. Aeroplan Credit Card
Targeted mainly at Canadians, the Air Canada Aeroplan card has been recognized as one of the top picks for 2024 by Forbes.
This is due to Chase catering to the U.S. market, providing a Mastercard and offering unique advantages, including up to 70,000 bonus points if you spend $3,000 within the first 3 months.
For rewards, you earn 3x points on groceries, dining, and travel, plus 1x points for all other eligible purchases.
Additionally, you get special perks for buying Air Canada tickets, with a credit limit beginning at $2,000. Discover how to apply.
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