Essential Info Before You Apply for the Chase Freedom Unlimited Card
The Chase Freedom Unlimited Credit Card provides unlimited cashback rewards starting at 1.5% on every purchase!
Chase offers a solid range of credit cards through JPMorgan, and the Freedom Unlimited is a great entry point into their offerings.
When it comes to cashback, you can earn 1.5% on all purchases, 3% at restaurants and pharmacies, and 5% on travel booked through Chase Travel.
Chase does not impose an annual fee and provides a 0% introductory APR on purchases and balance transfers for 15 months after signing up.
This card gives you a fantastic $200 cash bonus after spending $500 on purchases in the first 3 months, as long as you haven’t received a bonus for the same card in the past 24 months.
It’s also worth noting that your rewards never expire, allowing you to redeem them anytime with no minimum limits, whether through direct deposit, statement credits, Amazon points, gift cards, or travel bookings via Chase.
You can begin using the card right after signing up, as Chase provides an instant digital version. If you think Chase offers great perks, keep reading.
Who is Eligible to Apply?
Getting approved for the Chase Freedom Unlimited card can be challenging, as it requires a solid credit score.
Applicants generally should have a FICO credit score of at least 700 for a fair chance of approval for the Chase Freedom Unlimited.
While the exact standards for credit cards aimed at individuals with strong credit may differ, these benchmarks provide a useful range of FICO scores to keep in mind, though they can change.
Additionally, to be eligible for the card, applicants must be legal residents of a North American country and at least 21 years old, which is a key factor in boosting the chances of securing the Chase credit card.
Income is also crucial, as applicants need to demonstrate an annual income that aligns with the credit limit they seek.
What’s the Process to Apply for the Chase Freedom Unlimited Credit Card?
The online application method for the Chase Freedom Unlimited card is quite similar to that of many other credit cards.
If you already have a Chase account, you can apply as a guest on their site, which might speed things up (though creating a new account takes about the same time).
Whichever method you choose, you will need to provide some personal information.
Although the application may take a bit longer, it’s not too overwhelming, especially since this card is designed for those with excellent credit.
You’ll be asked for various personal and income details during the application, like your full name, address, parents’ names, Social Security number, phone number, employment status, and annual income.
Once submitted, you’ll enter a waiting phase while they review your application to assess your eligibility for the card.
Additional Information
Chase provides excellent perks, particularly in services and protections, including 24/7 fraud monitoring, extended warranty coverage, and zero liability on unauthorized transactions.
Moreover, you benefit from trip cancellation and interruption insurance, offering up to $1,500 reimbursement per person and $6,000 per trip, along with assistance for medical and legal inquiries.
Credit Journey keeps tabs on your credit score, offering insights and protective measures.
Chase customers can also benefit from partnerships with services like Lyft, Doordash, and Instacart+.
In case of issues, Chase provides multiple support options for customers.
However, all requests to Chase will be subject to the bank’s availability, even if the customer meets all the card’s eligibility criteria.
Interested in Other Options?
The Wells Fargo Active Cash credit card offers a generous 2% cashback on all eligible purchases with no limits.
If the Wells Fargo card catches your eye due to its appealing features, you can learn more about the application process.
