Key Points to Consider Before Applying for the Chase Prime Visa Rewards

The Chase card provides special perks with Amazon.com and offers a variety of rewards, including 1% cash back on all purchases and up to 5% on Amazon transactions!

The card, endorsed by Amazon, is issued by Chase Bank, a highly reputable institution in the U.S.

The Prime Visa presents a range of exclusive benefits, specifically designed for various companies, and features the Visa Signature distinction.

Notably, the Prime Visa card does not charge an annual fee. Additionally, it has an attractive rewards program to motivate its users.

Here’s how the rewards structure works:

• 1% on every eligible purchase;
• 2% on gas, restaurants, and commuting;
• 5% on Amazon services: Amazon.com and Whole Foods;
• 5% on Chase Travel purchases.

To enjoy the 5% rewards, it’s necessary to maintain a valid Prime subscription. There are no foreign transaction fees with this card.

Cardholders can anticipate APR rates between 19.49% and 27.49%.

Moreover, upon receiving the card, you’ll get a $100 Amazon gift card, which will be automatically credited to your Amazon account.

If these perks align with your lifestyle, keep reading for further insights.

Eligibility for Application

Chase’s eligibility requirements for the Prime Visa are quite simple compared to more exclusive credit card options.

While you don’t need to be a Prime member, having an Amazon account is essential, even if you aren’t subscribed to Prime.

Applicants need to be either U.S. citizens or have a valid work visa, and they should be at least 18 years of age.

It’s also essential to have verifiable income and a good credit score, ideally over 670 FICO.

How Can I Apply for Chase’s Prime Visa Rewards?

You don’t need to be an existing customer of Chase to apply; simply head over to their website to start your application.

To get started on your credit card application, visit the Chase Bank website and click the green ‘Apply Now’ button.

After clicking, you’ll be taken to Amazon’s page, where you’ll log in with your username and password, even if you’re not a Prime member.

As a security measure, you’ll first need to verify your identity using your phone number.

Once your phone number is verified with a text message code, you’ll enter personal information like your name, address, zip code, and email.

You will also be required to provide financial details including income type, rent or mortgage payments, and your annual income.

Your Social Security number and answers to security questions will be necessary to protect your account.

During the application, Chase and Amazon might ask for documents such as proof of identity, residency, and bank statements.

If you have any questions, don’t hesitate to contact both Amazon and Chase Bank for help.

Additional Information

To start, the card supports contactless payments and works with major digital wallets.

You can earn rewards instantly when shopping on Amazon.com, along with cash back, gift cards, and travel rewards through Chase.com.

This card offers an array of perks for both travel and purchases, such as:

• Extended warranty coverage
• 120-day purchase protection against damage and theft, up to $500 each time
• Insurance for baggage delays over 6 hours, up to $100 daily
• No liability for unauthorized charges
• Travel accident coverage for different transport methods
• Compensation for lost luggage, up to $3,000 per person
• Collision damage waiver for qualifying car rentals

This makes it a really handy card for daily transactions, free from major hassles.

Curious about another option?

If you’re interested in another credit card choice, consider the U.S. Bank Cash+, which is also a Visa Signature card offering 5% cash back in select categories.

The application requirements are quite similar to what’s typical in the U.S. market, and you can see how to apply.